The Hajj is one of the five pillars of Islam, and all able-bodied and financially capable Muslims are required to

perform it once in their life time. It is mandatory religious pilgrimage made to holy site in Saud Arabia.

The Hajj saving account is a contractual type of saving that gives an account holders an opportunity to save and prepare for Hajj.

In additions, the account helps account holder’s aim of making the Hajj journey without much ado.

Accordingly, the product is designed in such a way that it recognizes the effort of account holders by proportionally incentivizing them.

Hajj Saving is a non interest bearing saving that the account holders saves money with the aim of save custody

and absolute convenience for utilization of their funds. Customers of this account keeps their money for safety purpose and

to facilitate fast cash transaction not for profit/loss sharing. Monetary value or non-monitory value award will be awarded for Hajj Savers.

The bonus will be awarded to depositors who save for at list about 12 months or more. The amount of monetary offering will be 3% of

saving amount stayed in OCSSCO for one year and above.